Most Canadians are holding their money in the wrong accounts.
You could be losing thosands without knowing it. The system isn't designed to help you figure this out. This course is.
Use the same Google account email at checkout for instant access.
Hi, I'm Russell Matthews
You probably already know me from my YouTube channel, where I make complex Canadian financial and economic information easier to understand and apply to your life. The Canadian financial system seems like it's built to work against you - and it many ways, it is. But with a solid understanding, you can make the most of the system and set yourself (and your family) up for success in the long-term.
Watch free content on YouTube →What you'll walk away with
By the end of this course, you'll know exactly where every dollar should live - and why.
Not just "TFSAs are good." You'll understand contribution room, optimal account order, what to hold where, and how to sequence withdrawals. Concrete, actionable, specific to your situation.
Is this for you?
You're not alone in this.
Maya, 26
Has $8,000 sitting in a savings account earning almost nothing. Not sure whether to open a TFSA, RRSP, or both - or what the difference even means.
Brandon, 31
Contributes to his work RRSP but has no idea why, or whether he should be putting money somewhere else first.
The Johnstons - Mid 30s couple
Maxed out their TFSAs with GICs years ago. Found out they've been missing tax-free growth the whole time.
Sandra, 58
Wants to understand how to sequence withdrawals before she retires without accidentally triggering clawbacks.
If you saw yourself in any of those - this was built for you.
The Course
The Canadian Account Stack
7 hours · 12 modules · every registered and non-registered account available to Canadians, and how to use them.
Pricing
The course is the content. The Full Stack is the journey.
Buy the course once and keep it forever - or subscribe and get everything, including what's coming next.
The Canadian Account Stack
$179 one-time
Yours forever
- ✓ 7-hour course · 12 modules
- ✓ Lifetime access - pay once
- ✓ Per-lesson Q&A with Russ
- ✓ Lesson resources and source links
The Full Stack
$10 / mo
$15
Billed as $120 / year CAD · 4 months free · your rate locks in
- ✓ Everything in the course purchase
- ✓ All member-exclusive videos
- ✓ Private members chat
- ✓ Course #2 - The Canadian Money Stack (personal finance focus, coming late 2026)
- ✓ Early access to new content
The Canadian Money Stack is coming - "Build the financial habits that actually move the needle." Lock in now before the price goes up.
FAQ
Common questions
Is this too basic if I already have a TFSA and RRSP?
Probably not. Most people with accounts don't understand contribution room, the optimal order to fill them, or what to actually hold inside them. This covers the mechanics and the strategy - not just the definitions.
I've never invested before. Will I be lost?
No - it starts from zero, focusing on how and where to invest, rather than prescribing what to invest in. You don't need a brokerage account or any existing investments to get full value from this course.
Do I need to already be making a lot of money for this to matter?
No. The accounts covered in this course matter at all of the different phases of your life - and getting it right for whatever phase you're in can save you tens of thousands of dollars over time.
Ready to know where your money belongs?
One course. Every account. No confusion.